I just got a nice surprise. My insurance came down from £710 last year to £550. Royal & Sun Alliance via a broker (Marsh). - I have a 55 SC and am 33 (male - i think)..... Range Rover Sport SC - Java / Tasmods / Skirts
Morgan Plus 8

Royal & Sun Alliance underwrite Land Rover Insurance. Arctic Frost TDV6 SE. Aspen Leather, Cherry Wood, Privacy Glass, PTI, Tow Pack, Mudflaps, Tasmods, a new Fuelflap, a RRSport.co.uk umbrella in the boot & a RRSport.co.uk sticker on the rear glass.
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That's who my quote came from too and I nearly threw it away as junk mail as there were no LR logos on the envelope..................................

Paulo such a big drop can only be put down to 2 things.................. advancing years and doubts over gender! A Carbon Footprint is the mark a lump of coal makes when it's dropped on the ground.

TDv8 HSE - Stornoway Grey with ebony and straight grain walnut wood-a-like interior with towpack, Tasmods. The best car I have ever owned
Now departed - Giverny Green TDv6SE with Aspen and Parchment interior - nearly the best car I have ever owned
Staying - Epsom Green Defender 90 for playing off road

R & S are the ones who LR quoted me a high premium with, but are also the same insurer that Adrian Flux placed me with when i went with them

Its all down to what rates the company can get with insurer i suppose (and a little bit on the cover)

And I've been waiting for cheap car insurance since I was 25! Range Rover Sport SC - Java / Tasmods / Skirts
Morgan Plus 8

Well you will go and buy these flash powerful cars, got to pay the price somewhere down the line! Just think if you owned a 1.4l Honda Civic with a Max Power body kit and oversized wheels you would probably only be paying 2/6d a year (12.5p in new money for those that cannot remember that far back!)  A Carbon Footprint is the mark a lump of coal makes when it's dropped on the ground.

TDv8 HSE - Stornoway Grey with ebony and straight grain walnut wood-a-like interior with towpack, Tasmods. The best car I have ever owned
Now departed - Giverny Green TDv6SE with Aspen and Parchment interior - nearly the best car I have ever owned
Staying - Epsom Green Defender 90 for playing off road

High renewal premiums are partly caused by insurance companies believing an existing customer will just renew and stay with them, as a result they try to up your premium.

If you approach them for a quote as if you were a new customer (even if already insured with them) they will genrally charge new customers less to get the business. I have done this with my previous D3 with Norwich Union Direct and cut my premium by £150.

Clearly it is a mistake to remain loyal to one insurance company.

Good point Tigger and welcome to the forum.  Arctic Frost TDV6 SE. Aspen Leather, Cherry Wood, Privacy Glass, PTI, Tow Pack, Mudflaps, Tasmods, a new Fuelflap, a RRSport.co.uk umbrella in the boot & a RRSport.co.uk sticker on the rear glass.
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Well my car has arrived at the dealers and should be ready for pick up on Friday,just 1 last thing to sort out now and that is insurance.
No problem,after reading about LR Insurance on here they are my 1st port of call.
Well seemingly for some reason that they won't explain, they won't insure the car as I want my business partner as a named driver in addition to my wife,how bizarre is that.
Now I thought this must be a mistake so I've rung back 3 times in total and as a last resort got the dealers Business Manager to double check as he thought it was strange too and it's confirmed.
I've also checked with NFU and seemingly they don't do cover for business cars so up to now my best quote is from Allianz,unless you know differently????
regards,
ChrisP Just arrived,2008 8.5 TDV6 SE Stornaway,Ebony and Zebrano.

NFU do do business cars! What do they think farmers use their 4x4's for? RRS 2.7 TDV6 HSE Zambezi silver,Alpaca.
On Order - LRX expected 2010
DO NOT CLICK HERE!

Odd. Try LV, Chris... they were best for me at the time and was insured for business use (although granted, not with a business partner as named driver).... 

VA,I've just rung the NFU office in Bakewell again and they are now looking into it for me.
Shmoogle who are LV,Louis Vuitton? Just arrived,2008 8.5 TDV6 SE Stornaway,Ebony and Zebrano.

ChrisP wrote:

Shmoogle who are LV,Louis Vuitton?

Correct,just googled VA insurance and yes its Liverpool Victoria,unfortunately they won't cover anything with alloy wheels unless you take them off and lock them up at night  Just arrived,2008 8.5 TDV6 SE Stornaway,Ebony and Zebrano.

I got my renewal from Esure for under £400.
I am 30 and my wife is 25... bargin... RRS TDV8 HSE - Hybrid TV - Sunroof - Adaptive Front Headlights - Harman/Kardon LOGIC7 system

Mini Cooper Sport Convertible