Thanks guys, as always all your information and experience is very much appreciate.

This house is in my name but it has been purchased to do up and sell on asap, i won't be registering any credit/finance to the property and will hopefully only own the house for 6 months max. ST, i agree with you, i won't do anything, will let the solicitors fight it out (my solicitor is digging his heels a lot to get this written confirmation) then im going to stash the lot and get a clearer in for the rest, and then just go about my business. If he or his family turn up for his stuff, apparently i am to phone the police, as he is wanted (found out this morning). His brother popped up at the estate agents before and they told him to do one before they phoned the cops and he went away and never came back.

I used to work for Certegy, or Equifax (as they are well known) and know a bit about debt collection and credit histories and everything, and i know nowadays they go on personal names, but also know that sometimes having your name associated with a house can do you some harm because of previous tenants and owners, but this doesn't take much to clear up as MDP said, i.e. surname link different, and living there under three years, provide your old address etc.. should be ok.. but am going to keep everything at the family address just in case, as i quite like my credit rating, lets me borrow money to drive nice cars!!

Last edited by kam100 on Fri Feb 17 2006 2:20pm. Edited 1 time in total

It was 8 years ago MDP.....just stating what happened.....nothing more

I think you are taking a sensible approach Kam (I don't claim to have any depth of knowledge other than personal experience though) Especialy as the previous occupier has proven 'form'  Currently: Carbon Black 535d
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Decided to do nothing with this..
After working on the house yesterday, in one of his drawers, amongst a whole load of porn, which some of the builders have taken home for closer inspection, there was a drawer full of drug related articles/instruments, and im not talking weed here! and a load of post already opened.
Amongst it, his driving license (paper), debit cards (unsigned), two credit cards (unsigned) and even a pin number for one of the cards!!

Also everything is bagged up, his clothes, his belongings, everything!
Feel really bad, but the letters from the courts that show the proceedings that were taken to get the house back, show he didn't turn up to the last court showing which led to the immediate reposession by the baliffs. According to my friend who is a copper, she says that means he would have a warrant out on him.

Ive instructed all the labourers who are working there this week, to just call the Police if anyone matching his description comes anywhere near the house. Im going to try and flip this house asap!!
The solicitors are still arguing over the legal standing of all this, and i have just said, i don't mind taking ownership and clearing/sorting it, but i just want it in writing that all the stuff is mine! so it has no come backs at a later date! apparently the exchange of contract was made on basis of vacant posession, so they have breached contract and my solicitor says we could sue if we wanted and seek major compensation.. but i don't really want to get involved with all this and drag this thing out longer then necessary.

The thing i don't understand is, why are some people so stupid and don't just take the easy way out. The mortgage statement and the letter showed he owed about £58k on the mortgage. It was sold to me for £120k which means the Abbey still made a killing on this, but houses in the area go for £160k meaning the guy had over £100k equity in his house!? why didn't he just sell up and buy another place with all that equity?

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kam100 wrote:

The thing i don't understand is, why are some people so stupid and don't just take the easy way out. The mortgage statement and the letter showed he owed about £58k on the mortgage. It was sold to me for £120k which means the Abbey still made a killing on this, but houses in the area go for £160k meaning the guy had over £100k equity in his house!? why didn't he just sell up and buy another place with all that equity?

Given the contents of his drawers, I expect there's more to this than meets the eye. Maybe he's swimming with the fishes, if you see what I mean  

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Basically, just to update you, we carried on with works regardless, and worked 'around' his stuff so to speak. Had a good chat with the neighbours last weekend, and found out basically this chap was a drug and porn dealer and was quite a nice guy but not the sort of person you would get away with messing with.

He is alive and well and they actually had a contact number for his brother and sister. They called them up, and agreed to act as an intermediatary party between me and the drug dealer (which was to my liking). They told him he had till the end of today to let us know what stuff he wanted otherwise we would skip the lot.

He listed a few items, telly, stands, expensive mirrors, personal belongings, etc and me and the lads bagged it all up and dropped it in the neighbours hallway. He then turned up on monday in a Range Rover P38 and picked it up, And to quote the contractor who was at the house at the time: "he was a big mutha!" so glad we managed to get this sorted, he was happy we had let him get his stuff back, and this week we trashed the rest of the house and dumped his stuff in a skip..

This is my first fixer upper and so far think im doing quite well, plumber, windows, electrics sorted, house pulled down to bare bones, and going to start refit next week. How much would you say (anyone with experience) a few stud walls partitions, door frames, doors and some general patching up would cost? have been quoted £1280 from what we thought was a trustworthy builder, but this just seems way too high to me, was figuring on much less then this, maybe around the £500 mark, and thats without actually plastering them up/dabbing them and making good. thats literally just framework, boards and door frames knocking up. Reckon one/two days max. Its a relatively small 3 bed mid terraced, about 1/2 the upstairs walls need repositioning and redoing and downstairs just one wall and the new double door to the lounge..