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Home > General > How do you finance your RRS? Poll.
How do you finance your RRS?
All cash.
61%
 61%  [39]
Leasing deal.
1%
 1%  [1]
PCP or other similar product.
22%
 22%  [14]
Bank loan, dealer or other finance.
12%
 12%  [8]
Something else: explain on topic.
1%
 1%  [1]
Total Votes: 63

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Stuart



Member Since: 18 Oct 2013
Location: Manchester
Posts: 547

United Kingdom 2006 Range Rover Sport TDV6 HSE Java Black
How do you finance your RRS? Poll.

I was thinking of getting myself a new shape RRS (or maybe a Discovery - still trying to figure out the differences).

I'm not too keen on the idea of using all cash as I would with a sub £20k car, so I have been researching leasing, etc.

This then raises the question of the lowest cost way to put my backside in one.

So I thought I'd ask how the good folks here generally finance their cars? Hence the poll so we might all get a general feel. Get a 2005-2009 RRS (FAH500210) sat nav/dash mat here - the one that wasn't there when you bought the car.

Post #535113 Tue Sep 12 2017 6:39pm
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ianmo



Member Since: 08 Jan 2017
Location: Southampton
Posts: 92

United Kingdom 

Contract hire for me. I know exactly how much it will cost over the two year deal.

Post #535153 Tue Sep 12 2017 11:35pm
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DrRob



Member Since: 23 Feb 2011
Location: Hampshire
Posts: 1442

United Kingdom 2012 Range Rover Sport SDV6 HSE Orkney Grey

Halifax do their own PCP product for existing customers - might be better rates.
I did mine through LR finance then paid off with a cheaper TSB loan 50% through. That way I could haggle the deal to begin with and then slash the interest rate when I switched to the TSB loan Thumbs Up
It also means I have more control of the car now if I wanted to sell it etc GONE - SDV6 HSE MY2012 in Orkney Grey.
1993 200Tdi Tdi Range Rover - a proper Rangie!
1949 Series One 80" in family since 1975! Where it all began.....

Post #535169 Wed Sep 13 2017 9:47am
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Bill Portland



Member Since: 01 Feb 2017
Location: Dorsetshire
Posts: 286

United Kingdom 2012 Range Rover Sport SDV6 Autobiography Orkney Grey

Always a loan for me, why spend money that's making 12% on p2p when I can get a loan for around 3%?

PCH is gaining ground on PCP if you don't intend to keep the car at the end of the period. Merc C220 estate Sport AMG
Merc C220 estate Sport AMG 125 year edition
Alfa GT
Rover 76 V6

Post #535201 Wed Sep 13 2017 12:13pm
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XXXAngelXXX



Member Since: 03 Mar 2006
Location: Krautland
Posts: 10894

Germany 

All cash - i hate loans and leasing deals. Cool 
L 405 2013 FFRR 5.0 SC
--------------------------------------------------------------
WINNER - 2009 �Best Avatar� Award
WINNER - 2009 Comedian Of The Year Award


Post #535206 Wed Sep 13 2017 1:43pm
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DrRob



Member Since: 23 Feb 2011
Location: Hampshire
Posts: 1442

United Kingdom 2012 Range Rover Sport SDV6 HSE Orkney Grey

Some of us ain't millionaires Whistle Rolling Eyes GONE - SDV6 HSE MY2012 in Orkney Grey.
1993 200Tdi Tdi Range Rover - a proper Rangie!
1949 Series One 80" in family since 1975! Where it all began.....

Post #535212 Wed Sep 13 2017 2:15pm
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XXXAngelXXX



Member Since: 03 Mar 2006
Location: Krautland
Posts: 10894

Germany 

Cheap git Laughing Thumbs Up 
L 405 2013 FFRR 5.0 SC
--------------------------------------------------------------
WINNER - 2009 �Best Avatar� Award
WINNER - 2009 Comedian Of The Year Award


Post #535219 Wed Sep 13 2017 2:59pm
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DrRob



Member Since: 23 Feb 2011
Location: Hampshire
Posts: 1442

United Kingdom 2012 Range Rover Sport SDV6 HSE Orkney Grey

True Rolling with laughter GONE - SDV6 HSE MY2012 in Orkney Grey.
1993 200Tdi Tdi Range Rover - a proper Rangie!
1949 Series One 80" in family since 1975! Where it all began.....

Post #535234 Wed Sep 13 2017 6:03pm
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XXXAngelXXX



Member Since: 03 Mar 2006
Location: Krautland
Posts: 10894

Germany 

Very Happy 
L 405 2013 FFRR 5.0 SC
--------------------------------------------------------------
WINNER - 2009 �Best Avatar� Award
WINNER - 2009 Comedian Of The Year Award


Post #535243 Wed Sep 13 2017 6:43pm
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Johnski



Member Since: 02 Sep 2015
Location: North Wales & North Yorkshire
Posts: 1403

Wales 2012 Range Rover Sport SDV6 HSE Lux Sumatra Black

Funny way really........
I'm embarrassed to say it was paid by cash, when I ordered my car back in 2012, I took in wraps of £50 and £20 notes, they wanted me to pay it into my bank, then do a bankers draft. I said it said cash and that's what I signed.
I'm sure another dealer wouldn't complain and order same spec one for me. Whistle No more problems, although evidently they had to go straight to the Bank, as they had insufficient insurance cover for this amount to be kept in their safe.
I didn't realise so few people now don't use cash to purchase, (perhaps on private sub £10k purchases?) but this was a bit of a joke on my part, as when they, "Hatfields" asked on the order form how I would be paying, Cash/Finance/HP or PCP etc, I selected cash, so on payment I then put the "Cash" into a suitcase Thud they said cash meant Cheque or Credit Card, not physical money. Embarassed How many people do you know that have £80k credit card limit? Whistle John

RRS MY12 SDV6 HSE. Sumatra Black/Ebony & Walnut + Dynamic Pack, + Cold Climate Pack + Memory Pack, Digital TV/DVD, Premium Leather, Cornering Lights, Cooler/Fridge Box, & most Options.

Post #535249 Wed Sep 13 2017 7:04pm
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Tyrefitter



Member Since: 19 Jul 2015
Location: East Yorkshire
Posts: 1528

United Kingdom 2013 Range Rover Sport Supercharged Autobiography Fuji White

When I bought my 1st RRS1 in 2009 from guy salmon in Wakefield for 38k I went with 30k in carrier bag & said put 8k on card,,,they said sorry we can't accept that amount of cash without involving the taxman/inland revenue,,I was straight to the bank in Wakefield then back to dealer with card.They said 5k is their limit in cash.

Andy. 2014 RRS SC santorino,coris roof.
2016 VW Amarok Highline,candy white
2014 Evoque D-Lux Fuji
Previous motor.
2014 RRS AB FUJI
2012 RRS Dynamic red edition Fuji
2012 RRS SE santorino
2015 Navara White
2008 RRS white TDV8
2007 RRS black TDV8
2002 RR Vogue
1996 P38 2.5 HSE.

Post #535251 Wed Sep 13 2017 7:19pm
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Darbs



Member Since: 03 Dec 2015
Location: Cheshire
Posts: 72

United Kingdom 

Paid for mine on switch, was told bank transfer or switch by the dealer !! They also said only five percent of their cars are paid for outright.

Post #535280 Wed Sep 13 2017 9:55pm
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donny dog



Member Since: 23 Nov 2016
Location: yorkshire
Posts: 772

United Kingdom 

In recent years I've always used a debit card for full cash payment, but my dealer said they couldn't accept such a large sum on a debit card this time and asked for a bank transfer in advance of collection.

Post #535289 Wed Sep 13 2017 11:03pm
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Tyrefitter



Member Since: 19 Jul 2015
Location: East Yorkshire
Posts: 1528

United Kingdom 2013 Range Rover Sport Supercharged Autobiography Fuji White

It's probably because they now charge a percentage for debit cards were as before it just used to be a fixed payment around 15-35p per transaction.

Andy. 2014 RRS SC santorino,coris roof.
2016 VW Amarok Highline,candy white
2014 Evoque D-Lux Fuji
Previous motor.
2014 RRS AB FUJI
2012 RRS Dynamic red edition Fuji
2012 RRS SE santorino
2015 Navara White
2008 RRS white TDV8
2007 RRS black TDV8
2002 RR Vogue
1996 P38 2.5 HSE.

Post #535291 Wed Sep 13 2017 11:06pm
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Stuart



Member Since: 18 Oct 2013
Location: Manchester
Posts: 547

United Kingdom 2006 Range Rover Sport TDV6 HSE Java Black

Looking at the poll results, I'm surprised how few do leasing.

On Lings, the RRS starts at £2600 down and £890 a month, over 4 years inc road tax.

How does that compare with the costs for you folks who are not all-cash buyers? Get a 2005-2009 RRS (FAH500210) sat nav/dash mat here - the one that wasn't there when you bought the car.

Post #535821 Mon Sep 18 2017 7:57pm
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