hi there, im new on here so be gentle ha ha, have paid deposit on a 06 rr sport 2.7 hse and was going to have the balance on straight hp but then had the sales guy trying to ram down my throat a pcp plan with a ballon payment which is best ? anyone know . also does he earn mors commission selling me a ballon over straight hp ....................many thanks jasoony

Have a word with kam100 our resident finance chap - he will get you a better deal than your LR dealer. The way your dealer suggested has its benefits, mostly the fact your monthly payment will be less but obviously you then have a lump sum after the finance period. 2005 Zambezi TDV6 - Gone but not forgotten
2009 Alaska TDV8 - Gone and much missed.



WINNER - 2009 �Idler Of The Year� Award
Runner Up - 2009 �Just Doing What It�s Designed To Do� Award


DO NOT CLICK HERE!

If it is a Land Rover PCP the interest rates they are charging are verging on extortion at the moment, the only reason the salesman is ramming any PCP down your throat is because HE stands to make a bucket load of commission from seeling you the car ona PCP rather than you going outside of the deal to arrange your finance. If the salesman is being that forceful, walk away and find a different source of finance or even a different dealer. 2020 Pangea Green 1st Edition D240 New Defender 110 is here and loving it
2018 Melting Silver Mini Countryman PHEV - soon to be replaced
2015MY Corris Grey SDv6 HSE Dynamic, the best car I have ever owned, totally reliable only a cou0le of rattles in 3 years, now no longer in my care
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW

cheers mate........

PM Kam100 - he can at least give you an honest comparison (plus also the best deal you can get)

Yep i reckon Kam's yer man


BTW welcome to the forum some of my Previous cars
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P38 Range Rover Autobiography
RRS 2.7 HSE Silver
RRS TDV8 HSE silver
FFRR Vogue black
Disco3 HSE silver
RRS 2.7 HSE silver
RRS 3.0 HSE BALTI BLUE
______________________________
current vehicles
RRS 3.0 L494 Autobiography
Audi R8 V10 Spyder
AC Cobra
Landrover Defender 90
Landrover Defender 110
Suzuki Jimney

Hi jasonny
I made the wrong decision to buy my TDV6 outright and soon realised that the car was losing about £500/month in depreciation.... quite depressing!
I've just bought my new TDV8 on a balloon payment and about £600 per month (£500 of that will be depreciation) so, with the money i am now saving by re investing my £37k from the TDV6.... I'M actually better off and have a TDV8
Tim is absolutely spot on, the LR figures were outrageous..
I shopped around and although KAM's quote was fantastic my individual circumstances and figures meant i got a superb deal with a finance guy linked to my wifes company who also has contacts at the Sytner group.
I suggest shopping around and compare, the deals vary hugely...
The guy i used is called John Clarke from a company called SYSCAP. His email address is jclarke@syscap.com  2010 Discovery 4
2007 Suzuki GSXR 1000
1993 Defender 90SV