Hi Guys,

In the past when buying a gar, I have paid say £100 on my credit card, in case theres any issues I can get them involved.
The car I am currently working on is only a year old, direct through a main dealer and two years warrenty as standad. Does this men that there is no reason to use the credit card?


Cheers!

Still use it to get cover from credit card company...  Visitor from fullfatrr.com
* GONE. 2012 RR Sport HSE SDV6 Orkney Grey. Now being piloted by RRSTDV8
* Current: 2011 4.4 TDV8 Full Fat. Amazing piece of kit.
* Current. 1974 Lightweight 2.25L petrol. Old skool
* GONE. Freelander GS TD4 Manual MY2013. Orkney Grey with privacy, cold and clearview packs, armrests (a must!) and a spoiler.
* GONE. Range Rover Classic '93 200Tdi Factory fit
* 1949 80" in family since 1975

What would they be covering that the JLR warranty wont?

If company goes bust. Up to you ultimately but I do it all the time on any high purchase  Visitor from fullfatrr.com
* GONE. 2012 RR Sport HSE SDV6 Orkney Grey. Now being piloted by RRSTDV8
* Current: 2011 4.4 TDV8 Full Fat. Amazing piece of kit.
* Current. 1974 Lightweight 2.25L petrol. Old skool
* GONE. Freelander GS TD4 Manual MY2013. Orkney Grey with privacy, cold and clearview packs, armrests (a must!) and a spoiler.
* GONE. Range Rover Classic '93 200Tdi Factory fit
* 1949 80" in family since 1975

It's only a year old - has it done 100,000 miles? I ask as the credit card only protects if the value of the item is between £100 and £30,000 - so unless you've got a very cheap 12 month old dealer car, you won't be protected. RRS MY17 SDV6 AB
Evoque MY17 TD4 AB

Lol the car is closer to 90k lol

Unless your'e paying with cash, the finance company you use will be your friend if your dealer refuses to sort the car out if it's a lemon (they have a financial stake in it after all). With it being from a LR dealer, well within it's warranty, you should be OK I would have thought. You would probably want to confirm that the service history is properly up to date to prevent any wriggle room in the event of you needing to make a warranty claim.
Did I miss the bit where you said it had done 100,000 miles?

Lol it's done about 10K and wont be on finance

pay the deposit with the credit card.

Wot he said, CC will give you some protection if no finance company

Defo credit card... even a few pounds. I normally use £100 as rule of thumb, but really the protection kicks in due to the value of the good not the amount paid via credit card or HP. However, if the goods are over £30,000 then I believe it is out of scope for the consumer credit act, which is a bit of a bummer for some purchases.

Further reading:
https://www.which.co.uk/consumer-rights/re...credit-act L405 P400e Autobiography (MY2020)... Silicon Silver / Espresso
RRS TDV6 HSE Lux (MY2011)... Nara Bronze / Arabica - now gone!

Well I guess paying £100 on the card and then paying the card off the week after carnt do any harm lol