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Adam-silver



Member Since: 03 Jun 2018
Location: Yorkshire
Posts: 18

United Kingdom 
New to GAP insurance - HELP

Hi Guys

I didn’t take gap insurance with my last cars.

Looking at 2 companies that I’ve seen on other threads.

Ala.co.uk - Quoted £318 for 4 yrs on MY18, it covers for £40k.

Directgap.co.uk - £219 4yrs coveting £30k.

Thanks

Post #559364 Tue Jun 19 2018 11:31am
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Adam-silver



Member Since: 03 Jun 2018
Location: Yorkshire
Posts: 18

United Kingdom 
GAP Insurance help

Hi Guys

I didn’t take gap insurance with my last cars.

Looking at 2 companies that I’ve seen on other threads.

Ala.co.uk - Quoted £318 for 4 yrs on MY18, it covers for £40k.

Directgap.co.uk - £219 4yrs coveting £30k.

It’s business contract hire - what do I need to look for?

Thanks

Post #559410 Tue Jun 19 2018 9:16pm
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npinks
Site Moderator


Member Since: 26 Nov 2007
Location: Watching
Posts: 6690

United Kingdom 

i went with ALA myself, they are highly rated and covered me back to invoice, when i swapped cars resently they was easy to work with and gave me plenty of options too

I would look at back to invoice GAP cover too

Post #559421 Wed Jun 20 2018 8:28am
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Adam-silver



Member Since: 03 Jun 2018
Location: Yorkshire
Posts: 18

United Kingdom 

Mine is business contract hire does that make a difference which policy to take?

It arrives tomorrow!

Post #559423 Wed Jun 20 2018 8:37am
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npinks
Site Moderator


Member Since: 26 Nov 2007
Location: Watching
Posts: 6690

United Kingdom 

i honestly don't know if business contract hire makes a difference

but you want to look at getting the same standard of car back in the event of theft including any trade in/deposit and cover any shortfall from what the contract hire company say is out standarding and what the insurers are offering

speak with ALA, they were great when i was wanting advice

Post #559447 Wed Jun 20 2018 1:41pm
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rickshaw



Member Since: 03 Jul 2007
Location: West Yorkshire
Posts: 148

United Kingdom 2013 Range Rover Sport SDV6 HSE Santorini Black

Hi Adam

I took out a GAP policy for my 2018MY Sport with Warranty Direct. They seemed to be offering a competitive deal at the time (end January) so may be worth a look?

Not sure if Business Contract Hire affects things but the Warranty Direct Gap Insurance web site may help.

Post #559453 Wed Jun 20 2018 4:03pm
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npinks
Site Moderator


Member Since: 26 Nov 2007
Location: Watching
Posts: 6690

United Kingdom 

Why have you started a new thread you asked this yestetday Rolling Eyes

Merged

Post #559495 Thu Jun 21 2018 6:44am
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0310



Member Since: 28 Jul 2015
Location: A long way NW in the UK
Posts: 189

United Kingdom 

I have found a wide range of prices for £79.5k over 3 years Back to Invoice
ALA £394
Car2Cover £330
Gap insurance.co.uk £340
Warranty Direct £226 or £288 for 4 years
and of course good old LR is £499

As with any insurance I don't want to skimp, ALA has good reviews, any experience of the others would be welcome.

For the last RRS I used LR own as they gave me a good discount but they have changed underwriter and there is now no negotiation.

Thanks, Tony 2018 MY19 HSE Dynamic, Santorini, Ebony/Ivory, Sliding pano, Adaptive cruise, Black wheels. Arrived 3rd September 2018
2015 MY16 HSE Dynamic, Santorini, ebony/cirrus, sliding pano, cameras, black wheels - Arrived 1 October 2015

Post #564716 Fri Sep 07 2018 4:00pm
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