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DaveB



Member Since: 11 Aug 2014
Location: Kent
Posts: 38

United Kingdom 2010 Range Rover Sport 3.0 TDV6 HSE Nara Bronze
Land Rover Insurance

Had my FL2 and now my RRS insured with them for the last year. I won't be renewing with them as they want far too much in comparison to other reputable insurance companies but I just noticed something on the renewal notice from them I find a little concerning...

Current insurance expires 23:59 and they state the next policy would start at 10:30am the following day... So, without switching insurance companies they're suggesting my vehicle should be uninsured for over 10 hours...

While there's little chance of my RRS being stolen or damaged in this window there is some chance and so I find this yet another penny pinching underhand tactic by an insurance company - or am I being too cynical? Dave
2010 RRS HSE 3.0 TDV6 in Nara Bronze with Arabica/Almond interior.

Post #437473 Tue Sep 23 2014 9:59am
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RRSTDV8



Member Since: 13 Aug 2011
Location: Northamptonshire
Posts: 6053

United Kingdom 2008 Range Rover Sport TDV8 HSE Stornoway Grey

More likely just finger trouble with someone typing in the wrong info. 2012 SDV6 - it's missing a couple of cylinders
2008 TDV8 - it was a labour of love and is much missed

Post #437482 Tue Sep 23 2014 1:36pm
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Andyjay123



Member Since: 22 Aug 2014
Location: London
Posts: 680

thats pathetic. they employ monkeys
isnurance starts whenever you want day/time/year

Post #437483 Tue Sep 23 2014 1:38pm
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DaveB



Member Since: 11 Aug 2014
Location: Kent
Posts: 38

United Kingdom 2010 Range Rover Sport 3.0 TDV6 HSE Nara Bronze

I did consider finger trouble, which is of course the more sympathetic explanation Smile However, with it being a renewal and therefore more than likely 100% computer generated and posted it's either a bug in the software that doesn't understand a renewal policy should start when the one it's renewing finishes, or....

Smile Dave
2010 RRS HSE 3.0 TDV6 in Nara Bronze with Arabica/Almond interior.

Post #437487 Tue Sep 23 2014 1:58pm
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RRSTDV8



Member Since: 13 Aug 2011
Location: Northamptonshire
Posts: 6053

United Kingdom 2008 Range Rover Sport TDV8 HSE Stornoway Grey

I doubt they would think "oh, let's put a break of 10 hours between policies to save money". After all, as you say, with a renewal the expectation of the customer is that the cover is seamless. Should a claim occur for an accident then the insurance company could find they end up having to pay anyway (after a court case) plus being done over by the Insurance Ombudsman.

In these sort of situations I have no doubt that the courts would apply a "what would a reasonable man expect" test. A reasonable man would expect seamless cover. 2012 SDV6 - it's missing a couple of cylinders
2008 TDV8 - it was a labour of love and is much missed

Post #437552 Tue Sep 23 2014 10:03pm
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