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kam100



Member Since: 28 Sep 2005
Location: In my office doing quotes!!
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20" tyres..

Talk about a bad day..
My dad went to the bank.. rings me after 10 mins and says,, Censored got a puncture, come and get me..
instead as he was like 1 min away from a guy i know who owns a tire replacement fitting centre.. i had him pick him up instead and took the A8 in.

Basically 20" Pirelli Rosso PZeros' brand bloody new as well!! front wheel, my dad rubbed it up the kerb and slashed the side wall..

Looking like costing £250 minimum at mates rates.. well small markup anyway! am gutted, and am not even paying for them...
Someone told me recently u could get tyre insurance.. anyone know anything about that?

Post #45934 Thu Jul 20 2006 4:53pm
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MDP



Member Since: 15 Jun 2005
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These are the same prices [ roughly ] we have to pay for 20" tyres for the sport. I paid £217 from dealer as much better than my mate could do who is a director of Brittania Tyres Shocked

As for tyre ins ???? 
" WITH MORE EXTRAS THAN A HOLLYWOOD EPIC "

Post #45936 Thu Jul 20 2006 5:06pm
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kam100



Member Since: 28 Sep 2005
Location: In my office doing quotes!!
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Just looked at Tyre insurance.. £50.00 from RAC for up to £250 per claim.. you can claim up to 4 per year..
seems worthwhile to me!!

Post #45940 Thu Jul 20 2006 5:18pm
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kam100



Member Since: 28 Sep 2005
Location: In my office doing quotes!!
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http://www.racwarranty.com/cars_tyre.htm

Think we should all hunt around and see whether this is cheap or not.. if RAC can offer £50 price for these, am sure somewhere else could offer it for cheaper!!

Post #45941 Thu Jul 20 2006 5:19pm
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kam100



Member Since: 28 Sep 2005
Location: In my office doing quotes!!
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"Malicious
Malicious damage (where tyres are purposely slashed or damaged) can lead to multiple replacement, a considerable cost which Your motor insurance policy will not cover. !"

Thats quite worrying in itself!!

Post #45943 Thu Jul 20 2006 5:20pm
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MDP



Member Since: 15 Jun 2005
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What you need is Insurance to cover your Insurance loopholes Shocked 
" WITH MORE EXTRAS THAN A HOLLYWOOD EPIC "

Post #45944 Thu Jul 20 2006 5:23pm
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kam100



Member Since: 28 Sep 2005
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"Tyre Insurance will protect you in the event of sustaining damage to any of the tyres fitted to your vehicle at the inception of the cover, either accidental or malicious.

The cover includes the cost of replacement or repair, including valve and balance, up to £250.00 per claim as long as the tyre tread depth is above the legal limit at the time of the claim"

So what if all ur tyres were slashed.. so basically, they would give you £250 and let you pay the other £750 off on ur own..? assuming each tyre costs £250 each..

Post #45946 Thu Jul 20 2006 5:35pm
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JayMann



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Post #45951 Thu Jul 20 2006 9:15pm
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shmoogle



Member Since: 07 Sep 2005
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Yeah, that's Censored

Who says your normal insurance policy doesn't cover tyres? Mine does - the only reason you wouldn't use it to replace a single tyre is that your excess would be as much as purchasing the tyre anyway, so not much point. But in the case of all four tyres being slashed/damaged - it would be cheaper to pay the £250 excess instead of the ~£1k it would cost to replace them all. 

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Post #46032 Fri Jul 21 2006 12:12pm
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kam100



Member Since: 28 Sep 2005
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Well not really..i think we're going to take this insurance out.
If we had of had it, we would have saved the money immediately on this incident. Tyre is coming in at £270, so thats a £270 hit for my dad right away. If we had of had the insurance, we could of claimed and it would only cost £20..

How often have you had all your tyres maliciously slashed!?

Post #46033 Fri Jul 21 2006 12:13pm
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shmoogle



Member Since: 07 Sep 2005
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Fair point, Kam... so the excess on the tyre policy is £20? Didn't realise that - that makes more sense, I suppose. I guess with all insurance policies, whatever they're for, you hope never to have to claim. I wonder how quickly it all works in reality... if your tyre's gone, you need to get it replaced asap. 

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Post #46037 Fri Jul 21 2006 12:23pm
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Josh



Member Since: 24 Dec 2005
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kam100 wrote:


How often have you had all your tyres maliciously slashed!?



........Never Exclamation

I took out that tyre insurance a few years ago and never needed it. What a waste of money that was.

However I have bought Gap insurance this morning and that is worth it Exclamation , having needed it once before. £25K of cover for £330. Prob not the cheapest, but was the only company that would allow me to buy it up to 6 months after purchase. So done with 10 days to spare. TDV6 - gone
TDV8 - gone
Audi Q5 3.0 Tdi Sline wef 6/11/10

Post #46039 Fri Jul 21 2006 12:26pm
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shmoogle



Member Since: 07 Sep 2005
Location: ... and for every sprinkle I find, I shall kill you!
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Josh wrote:
kam100 wrote:


How often have you had all your tyres maliciously slashed!?


I took out that tyre insurance a few years ago and never needed it. What a waste of money that was.


Very Happy Retrospectively though, like I said above... all insurance policies hopefully end up being wastes of money Wink Unless you happen to be VA of course, then they come in very handy. 

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Post #46041 Fri Jul 21 2006 12:29pm
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JayMann



Member Since: 19 Jan 2006
Location: Stop acting like snob when you just won the Lotto!
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United Kingdom 2006 Range Rover Sport TDV6 HSE Buckingham Blue

Maybe a group buy is in order Question RRS TDV6 Gone but still around
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Post #46042 Fri Jul 21 2006 12:29pm
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kam100



Member Since: 28 Sep 2005
Location: In my office doing quotes!!
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shmoogle wrote:
Fair point, Kam... so the excess on the tyre policy is £20? Didn't realise that - that makes more sense, I suppose. I guess with all insurance policies, whatever they're for, you hope never to have to claim. I wonder how quickly it all works in reality... if your tyre's gone, you need to get it replaced asap.


No mate.. as far as i can see, talking about this seperate tyre policy, there is no excess on a claim, but there is a £250 limit on each claim. If we had of had the policy when we bought the car and paid the £50 policy premium for 12 months, and this happened, then a new tyre would have cost us, the initial £50 for the premium, and they would have paid out £250 towards the tyre, and it would have cost us £20 extra to meet the £270 we are being quoted.

So all in this tyre would have cost £70, not the £270 we are facing now.
Isn't all insurance a waste of money? Hopefully we will never need to use it, but insurance is exactly that, insurance.. safety net if the worst happens..

Post #46046 Fri Jul 21 2006 12:37pm
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