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Chappylad



Member Since: 03 Dec 2005
Location: Bucks
Posts: 123

United Kingdom 
Alarm system - for insurance purpose

Hello All,

I have just been notified by my insurer that they insist that i have a tracker device fitted into a RRS 2.7TDI HSE, in order to get a cheaper insurance.

What sort of alarm such as RAC Trakstar/Cobra, is best?

Any suggestions? Anyone who have a tracker device, please share with us.

Thanks

Post #7462 Thu Dec 08 2005 8:48pm
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Tim in Scotland



Member Since: 30 May 2005
Location: Driving along in my automobile
Posts: 16539

2013 Range Rover Sport SDV6 HSE Stornoway Grey

Change your insurer to Land Rover Insurance - they don't require Trackers and the cover is very good covering you for all the things a Land Rover is supposed to do like go offroad etc I am paying just under 400 pa for offroad use, offroad recovery, cover of trailers and contents, cover of roofrack and contents, unlimited hifi, unlimited continental use, new for broken one in first year etc. plus a heap of other things. You can get details from any Land Rover Dealer. 2018 Melting Silver Mini Countryman PHEV - a test car before Seeing if I could go to totally Petrol/Diesel free motoring
2015MY Corris Grey SDv6 HSE Dynamic, the best car I have ever owned, totally reliable only a cou0le of rattles in 3 years, now no longer in my care
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW

Post #7463 Thu Dec 08 2005 8:56pm
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scorpio



Member Since: 08 Jul 2005
Location: London
Posts: 142

United Kingdom 2005 Range Rover Sport TDV6 SE Rimini Red
insurance

give ASDA a look online, they are new to the insurance game, and are very very competive, and use Norwich Union. no tracker required at all

Post #7464 Thu Dec 08 2005 9:02pm
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kam100



Member Since: 28 Sep 2005
Location: In my office doing quotes!!
Posts: 4765

United Kingdom 

im with Direct Line, due to my age, there are limited providers who will give a decent quotation, found direct line to be one of these few providers..
but they required a tracker system. Mine already had a tracker horizon fitted as standard from the dealership (being a demo) so was at no cost to me, plus i already had an account on my old car which had a tracking device, so it just cost me 30 to transfer the account to the new car and carry on with my old annual payment.

Post #7468 Thu Dec 08 2005 9:42pm
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nickp



Member Since: 27 May 2005
Location: Leicestershire
Posts: 111

United Kingdom 2005 Range Rover Sport TDV6 HSE Zambezi Silver

Norwich Union Direct are very good and do not require a tracker if the value is under 50K . Its easy to get a quote on line.

Post #7471 Thu Dec 08 2005 9:47pm
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Tim in Scotland



Member Since: 30 May 2005
Location: Driving along in my automobile
Posts: 16539

2013 Range Rover Sport SDV6 HSE Stornoway Grey

Most of these companies will give you a great price, but if you ever intend to go into the country you will not be covered from the minute you leave an A or B road - that is where the insurance companies reckon that the highway ends and you have gone offroad these days. Even driving on tarred, unclassified roads is now counted as offroading by many insurers (things are tight with them these days they are down to their last bilions so they look for the least excuse not to pay out on a claim).
As soon as you ask any of the "Direct" type companies for offroad cover, they run away and will either quote you 1000's a year or just plain refuse you cover, so make sure before you accept a quote that it is clear with the insurer where the highway ends and the offroading starts. That is why I recommend folks with Land Rovers that they might take onto a playing field, showground or even a caravan/camping site to take LR's own in house cover.
This is a problem that many 4x4 owners have experienced and lots of insurers just will not quote for an SUV/ Land Rover type vehicle now. 2018 Melting Silver Mini Countryman PHEV - a test car before Seeing if I could go to totally Petrol/Diesel free motoring
2015MY Corris Grey SDv6 HSE Dynamic, the best car I have ever owned, totally reliable only a cou0le of rattles in 3 years, now no longer in my care
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW

Post #7491 Thu Dec 08 2005 11:24pm
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nickp



Member Since: 27 May 2005
Location: Leicestershire
Posts: 111

United Kingdom 2005 Range Rover Sport TDV6 HSE Zambezi Silver

Tim I totally agree with what you are saying , but it is down to personal preference at the end of the day. Landrover Insurance I think is run by Royal Sun Alliance , they also do insurance for other manufacturers.

Post #7492 Thu Dec 08 2005 11:34pm
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Tim in Scotland



Member Since: 30 May 2005
Location: Driving along in my automobile
Posts: 16539

2013 Range Rover Sport SDV6 HSE Stornoway Grey

Yes it is a Royal and Sun Alliance scheme. And I accept that 95% of RRS owners are unlikely to get anywhere near an unclassified road or a field in their car! 2018 Melting Silver Mini Countryman PHEV - a test car before Seeing if I could go to totally Petrol/Diesel free motoring
2015MY Corris Grey SDv6 HSE Dynamic, the best car I have ever owned, totally reliable only a cou0le of rattles in 3 years, now no longer in my care
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW

Post #7494 Fri Dec 09 2005 12:05am
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d3matt



Member Since: 12 Jul 2005
Location: Oxfordshire, UK
Posts: 730

United Kingdom 2005 Range Rover Sport TDV6 SE Bonatti Grey

Trackers have been discussed before - do a search.

I had an RAC TrackStar in our Merc ML as the insurance company (Tesco) insisted on a tracker. However, they never pay for themselves. This time (with the RRS) I searched (use www.confused.com) for an insurance company that didn't require one. Only cost 375 per annum with MoreThan. I'm happier to pay 30-50 per year more on the insurance than paying 500 on a tracker. I also didn't want to take the RRS apart! Matt
-------------------------------------------
RRS ownership for 1 yr, then D3 for 2 yrs. Then cut back to old bangers and working my way back up through two Peugeots in 6 months. Now got Saab 9-5 2.3t and enjoying the performance!

Post #7509 Fri Dec 09 2005 1:45am
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RRUK



Member Since: 10 Jun 2005
Location: Certainly In-Vogue
Posts: 2478

United Kingdom 

I took quotes from everywhere.

Land Rover insurance was 1000 more than my best quote, needless to say I did not use them.

Direct Line will not insure me for a car over 50K

Sainsburys were the cheapest by far (6 points and 1 claim, 30 yrs old, car value 59K) and they insisted on a Tracker.

RAC Trackstar was the cheapest version, they all do the same thing, I got mine done for 350 fitted. 2013MY L405 RR VSE
2008 Discovery HSE

*Gone: Vogue SE TDV8, Vogue TD6, RRSport SC 4.2V8, Classic 3.9 Vogue Auto, Land Rover Series 3 SWB
*Gone: BMW M5 5.0V8

Post #7547 Fri Dec 09 2005 11:24am
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Tim in Scotland



Member Since: 30 May 2005
Location: Driving along in my automobile
Posts: 16539

2013 Range Rover Sport SDV6 HSE Stornoway Grey

Interesting - Confused.com will not give me quotes because of my job and because my named driver is over 75! 2018 Melting Silver Mini Countryman PHEV - a test car before Seeing if I could go to totally Petrol/Diesel free motoring
2015MY Corris Grey SDv6 HSE Dynamic, the best car I have ever owned, totally reliable only a cou0le of rattles in 3 years, now no longer in my care
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW

Post #7551 Fri Dec 09 2005 11:50am
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Chappylad



Member Since: 03 Dec 2005
Location: Bucks
Posts: 123

United Kingdom 

Thanks guys for useful information.

Managed to get esure to insure me for 507.00 which isn't too bad, considering that I am 32 years old, 8 years no claim bonus, no accidents for the last 10 years and finally, I got one SP30 on my licence!

Very Happy

Post #7714 Mon Dec 12 2005 1:25am
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