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J2D



Member Since: 28 Feb 2014
Location: Essex
Posts: 311

United Kingdom 
GAP insurance recommendations?

Looking to purchase GAP insurance, any good recommendations?

Those of you who have it, have you ever had to make a claim?

First place I found was directgap.co.uk, seem to have pretty good reviews
4 year policy, £30k cover, back to invoice - £329
Seems like a good price to me, any thoughts?

John

Post #568552 Thu Nov 08 2018 7:04pm
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lee551247



Member Since: 23 Aug 2012
Location: Cheltenham
Posts: 193

United Kingdom 

Hi,

I had ALA gap through pistonheads on my Audi R8 and I was unfortunate enough to have to use it! Can't recommend them highly enough, if I need gap again will definitely be going back to these people, all the dealers will try and put you off them as they can't compete with the prices but they never let me down!
Thumbs Up 2018 Range Rover Sport SVR arrived but now rejected!
2019 Range Rover Sport SVR in Madagascar orange on order!

Post #568553 Thu Nov 08 2018 7:16pm
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Dave777



Member Since: 15 Feb 2015
Location: Sussex
Posts: 427

United Kingdom 

And go via Honest Johns website for a discount too. MY16 3.0 SDV6 Autobiography in Aleutian silver, stealth pack and toys.

Post #568567 Thu Nov 08 2018 9:04pm
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MrMeg



Member Since: 05 Nov 2018
Location: Essex
Posts: 20

United Kingdom 2013 Range Rover Sport 3.0 TDV6 HSE Santorini Black

I have total loss gap, they were really cheap I had this on my M4 and transferred the remaining to the RRS.

Not sure how great it is other than cost, I think it covers upto the outstanding finance which is what I wanted, it does say invoice value but I think its what ever is higher.

Post #568588 Fri Nov 09 2018 9:02am
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npinks
Site Moderator


Member Since: 26 Nov 2007
Location: Watching
Posts: 6699

United Kingdom 

i've used ALA also, though never claimed

Back to invoice, will cover back to invoice or finance settlement which ever is higher (normally invoice will be as finance will have had payments made, deposits taken off, settlement figure less interest and so on)

Post #568592 Fri Nov 09 2018 9:49am
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RRSman



Member Since: 10 Feb 2015
Location: London
Posts: 1306

United Kingdom 

Another Thumbs Up for ALA - never needed to use it but heard good things and Lee above reaffirms that...

Post #568609 Fri Nov 09 2018 11:52am
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RE66ELL



Member Since: 18 Dec 2016
Location: London
Posts: 53

United Kingdom 

I went with ALA today after 12% discount on a call to them

Post #568639 Fri Nov 09 2018 6:53pm
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RRSman



Member Since: 10 Feb 2015
Location: London
Posts: 1306

United Kingdom 

12% is good and you can get that with coupon code piston12 when checking out - its a Pistonheads code. They decreased it as when I took it out was piston20 and 20% off.

You can get 25% off online at the moment if you use code MSE25 at check out Thumbs Up

Post #568640 Fri Nov 09 2018 7:20pm
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J2D



Member Since: 28 Feb 2014
Location: Essex
Posts: 311

United Kingdom 

Nice one RRSman!

Just got a 4year policy, back to invoice, £35k limit, for £301! 👍🏻

John

Post #568658 Sat Nov 10 2018 1:41pm
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RRSman



Member Since: 10 Feb 2015
Location: London
Posts: 1306

United Kingdom 

No worries mate - I take bitcoins Mr. Green

Post #568659 Sat Nov 10 2018 2:02pm
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jim4244



Member Since: 16 Feb 2012
Location: No
Posts: 1135

England 2013 Range Rover Sport SDV6 HSE Santorini Black

Yep, what everyone else has said, ALA every time with one of their many discount codes.

My daughter bought a BMW320D recently and the salesman managed to get her a “heavily discounted” GAP policy after cutting down his commission and speaking to his manager. She was over the moon and showed me the receipt where it had only cost £585!

A quick call To ALA and we got a higher level of cover on a 4 year full transferable policy for £160. I paid on my card over the phone there and then, followed by a call to the BMW garage to cancel her “heavily discounted” policy.

The next day she drove off home as happy as Larry. I then realised that her GAP policy hadn’t actually cost her anything at all..........🤨

Apparently “That’s what Dads are for”

Post #569503 Fri Nov 23 2018 12:20am
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Lindab



Member Since: 20 Nov 2017
Location: Dundee
Posts: 235

United Kingdom 

These salesmen really go the extra mile to help the customer. Cutting his commission, salesman of the year Thumbs Up Censored

Post #569524 Fri Nov 23 2018 9:53am
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timhum



Member Since: 06 Mar 2017
Location: Suffolk
Posts: 130

United Kingdom 

How many people on this forum have ever claimed on their GAP insurance? Perhaps its totally unnecessary which is why it can be so inexpensive. Insure with NFU and they will give you this cover for, I believe, two years as part of the policy.
Tim Tim
RRS HSE 3.0TDV6

Post #569588 Fri Nov 23 2018 11:58pm
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andymc



Member Since: 04 Jan 2017
Location: london
Posts: 125

United Kingdom 

Another vote for ALA. Been using them for 2 years with the current SVR and prior to that for another 3 years SVR with a few bits from Urban and Glohh

Post #569592 Sat Nov 24 2018 12:41am
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timhum



Member Since: 06 Mar 2017
Location: Suffolk
Posts: 130

United Kingdom 

Another request, who has ever used their gap insurance?
Tim Tim
RRS HSE 3.0TDV6

Post #569675 Sun Nov 25 2018 12:01am
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