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HughN



Member Since: 10 Sep 2017
Location: West Sussex
Posts: 141

United Kingdom 2006 Range Rover Sport TDV6 HSE Zambezi Silver

'Fraid not.

I rang around and third-party offroad insurance was only available as part of a whole policy, not as an add-on. My current insurer suggested I take out such a policy and then cancel it after the event, paying the two admin fees to do so. That sounded a bit iffy.

If you are only on green lanes - in theory - normal insurance covers it because you are on a public right of way, but you'd have to check your policy.

A couple of years ago, I cross-axled my wife's disco on Salisbury Plain and a branch went through a rear window (the only tree for miles). Like an idiot, and against my advice, my wife rang her insurers to see if it was covered. Even though the answer was 'no', this was recorded as a claim and no amount of argument changed their mind - her premium went up.[/u] "I am never content until I have constructed a model of the subject I am studying. If I succeed in making one, I understand; otherwise I do not" - Lord Kelvin

'06 RRS 2.7 TDV6 HSE
'14 D4 3.0 TDV6 HSE
Disco II Td5 - gone
Disco I V8 - gone
Disco I V8 - gone
[Plus two Freelanders I'd rather forget but my wife liked]

Post #552934 Mon Apr 02 2018 9:52am
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Tim in Scotland



Member Since: 30 May 2005
Location: Driving along in my automobile
Posts: 16269

2013 Range Rover Sport SDV6 HSE Stornoway Grey

Do be very careful reading your policy because all the usual discounters often have wording to the effect that if you are driving on an unclassified or unsurfaced road (ie one that has no tarred surface) then your policy is void. I only know of one right of way that would count as being surfaced (it is cobbled for much of its 20mile length) but then you also have the issue that as it is also one of General Wade’s military roads built in the 18th centuary it is also an historic monument and recently was closed to 4x4 vehicles because a few thoughtless drivers were ripping it up with way too aggressive tyres........... then the local council tried to relay the cobbles but didn’t have the expertise of General Wade and in the first heavy downpour the water ran under the plastic sheeting that they laid the cobbles on and the whole lot lifted up and washed down the slope and it was worse than before they relaid it! ROW is only passable by walkers now! 2018 Melting Silver Mini Countryman PHEV on order for June delivery, bye bye Land Rover after 22 years and 11 LR products.....
2015MY Corris Grey SDv6 HSE Dynamic, but not for much longer........
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW

Post #552953 Mon Apr 02 2018 2:13pm
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RRSTDV8



Member Since: 13 Aug 2011
Location: Northamptonshire
Posts: 5755

United Kingdom 2008 Range Rover Sport TDV8 HSE Stornoway Grey

Why not talk to a track day insurer? They might be able to look at it as a similar type of risk - although off roading should be less risky as speeds (and thus energy in any incident) are much lower. 2012 SDV6 - it's missing a couple of cylinders
2008 TDV8 - it was a labour of love and is much missed

Post #552973 Mon Apr 02 2018 6:23pm
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udash



Member Since: 16 Oct 2009
Location: manchester
Posts: 187

2013 Range Rover Sport SDV6 Autobiography Firenze Red

called the insurer and they said that its covered but I am not certain if they understood the full scenario, will try a track day insurance provider, or cancel the booking, could be too late for a refund.

Post #553017 Tue Apr 03 2018 7:35am
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ianmo



Member Since: 08 Jan 2017
Location: Southampton
Posts: 100

United Kingdom 

I went with Adrian Flux, but my insurance was due for renewal anyway, most insurers I got quotes from would not insure for off road use, including A Plan who I was with (plus they doubled the premium).

Post #553092 Tue Apr 03 2018 7:53pm
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udash



Member Since: 16 Oct 2009
Location: manchester
Posts: 187

2013 Range Rover Sport SDV6 Autobiography Firenze Red

Ended up cancelling which is very unfortunate as i was looking forward to it for a while. Big Cry

Post #553179 Wed Apr 04 2018 3:13pm
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ianmo



Member Since: 08 Jan 2017
Location: Southampton
Posts: 100

United Kingdom 

Just booked into the hotel in Ballater, Looking forward to tomorrows event Thumbs Up

Post #555256 Sat Apr 28 2018 6:02pm
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Tim in Scotland



Member Since: 30 May 2005
Location: Driving along in my automobile
Posts: 16269

2013 Range Rover Sport SDV6 HSE Stornoway Grey

Could have saved you some miles - i’m over in Forfar to drive some new routes with the Scottish green Road club in the Sport on private estate roads in the area. Hope that you have a great day tomorrow, weather looks promising - sunny if not hot! Sat in the hotel dining room having dinner and there was a sound like thunder outside the hotel on the A94 so when I had finished I went out to see what was making all the noise - it seems the local Ford Mustang owners are out for a meal and to show off their metal -a couple of LHD cars as well as UK spec but the cars making the noise were 4.6 S/C’s so American spec I think, I thought that European versions were 2.3ltr V6’s or 5.0ltr V8’s

BTW, you didn’t get passed heading north on the A9 by a convoy of big SUV’s including a FFRR LWB, a Bentaya, what I think might have been a de-badged lightly disguised Lamborghini SUV and a heavily disguised A.N.Other in the middle of the convoy which could only have been a Rolls Royce Cullinan it was so vast and had a “Flying Lady” mascot...... 2018 Melting Silver Mini Countryman PHEV on order for June delivery, bye bye Land Rover after 22 years and 11 LR products.....
2015MY Corris Grey SDv6 HSE Dynamic, but not for much longer........
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW

Post #555267 Sat Apr 28 2018 7:53pm
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