Came across this discussion where an Insurer refused to insure a car with painted wheels, claiming it to be an unnotified modification. The Insurer apparently refused to reinstate the policy even if the policy holder returned the car to standard...

https://www.pistonheads.com/gassing/topic....;t=1729057

As changing wheels is a popular 'modification' among RRS owners I thought many of you would have strong opinions!

It would be interesting to know if the MD of the insurer has any non-standard parts fitted to his car......... 2020 Pangea Green 1st Edition D240 New Defender 110 is here and loving it
2018 Melting Silver Mini Countryman PHEV - soon to be replaced
2015MY Corris Grey SDv6 HSE Dynamic, the best car I have ever owned, totally reliable only a cou0le of rattles in 3 years, now no longer in my care
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW

Problem is nowadays, you have to declare absolutely everything with most insurers...even things like club stickers. I even had my bespoke gearknob listed when I had my Focus ST. Steve.

I would love to read all of that link but its probably an hour of my life I would never get back! What utter tosh!!  2003 BMW M5 - 5 Litres of V8 Optimax Slurping Goodness in Carbon Black

2013 SDV6 HSE Black Edition- Orkney Grey with Ebony & Ivory. LR Facelift RAI, Genuine G4 Expedition Rack, 4x Warn SBD-160 Spotlights, Warn 9.5XPS Winch, Mantec Underbody Protection and Sump Guard, Full Easy Lift Suspension Module, LR Light Guards, Light Force HTX230 Hybrid spotlights, 18” Compomotive PD1881 on 265/65/18 BF Goodrich KO2, ARB fridge, TuffTrek awning 😎

So i should declare my heated steering wheel and D4 screen in my 2005 supercharged then

Its getting to the point that if you replace a blown bulb with an identically rated one but from a different manufacturer, then the insurance company will call that a modification. And if you fit it yourself then it will need an engineers report before it can be passed OK. I'd laugh if it wasn't such b****cks  Robin
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Gone:
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I read the first page and found it interesting that they would classify refurbed wheels as modified. My old Focus was repaired by an insurance approved repairer with new paint, by their standard the car had now been modified. If that was the case I would refuse to accept it. What a joke. 2012 5.0 SC AB
Mods:
TPMS
Genuine LR DRLs
Remote Boot close from key fob
2016 Discovery 4 Mirrors AKA RRS2
2014 L405 Surround Camera retro fit (WIP)
2013 RRS Dual View Screen fit (Complete)
2016 LR4 RSE
2014 LR4 Homelink
2016 FFRR Electrochromatic Wing Mirror Glass

70 plate Focus ST (Current)
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16 plate Eurofighter Typhoon, 2 x Eurojet engines with 20,000lbs thrust each. 1380mph

I think if any any insurance provider tried to reject a claim based on something as insignificant as painted wheels, they'd be laughed out of court. They would have do demonstrate that it was a significant factor in causing an accident. And I would also think that trading standards would have something to say if they tried to increase premiums because of it.

Name and shame, then use a different insurer. Merc C220 estate Sport AMG
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